Mangaluru: Banks to launch three of Modi's social security schemes on May 9


Pics: Spoorthi Ullal
Daijiworld Media Network - Mangaluru (MD)

Mangaluru, May 7: Corporation Bank on Thursday May 7 organized a press meet on behalf of various banks of Dakshina Kannada to announce the dedication of three social security schemes by Prime Minister Narendra Modi, namely Pradhan Mantri Jan Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyothi Bima Yojana (PMJJBY) and Atal Pension Bima Yojana (APY) on Saturday May 9 in Kolkata.

On this occasion, a function to launch the schemes in the district will be arranged jointly by all the banks of the district at CV Nayak Hall, at 5 pm on May 9.

During the function, PM Narendra Modi’s address will be telecast live at the venue from Kolkata.

Addressing the media, general manager of Corp Bank Lakshminatha Reddy said, "Social security in the form of money is very less in India. To stabilize social security, these three schemes have been started. The public should make good use of these schemes. These schemes are available in all the banks."

He added, "From one bank account, you can avail PMSBY and PMJJBY. These two schemes are for all people. APY scheme is mainly meant for the people who are working in the unorganized sectors."


Pradhan Mantri Jan Suraksha Bima Yojana (PMSBY):

The scheme will be offered by all the public sector general insurance companies and all other insurers who are willing to join the scheme and tie up with banks for this purpose. This scheme is offered for the age group of 18 to 70 years who have a bank account. Any person, having a bank account, can give a simple form to the bank every year before 1st June in order to join the scheme. Only Rs 12 has to be paid per annum. Accidental death and full disability Rs 2 lacs and partial disability Rs 1 lac will be given under the scheme.


Pradhan Mantri Jeevan Jyothi Bima Yojana (PMJJBY):

This scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie up with banks for this purpose. This scheme is for the age group of between 18 to 50 years and having a bank account. People who join the scheme before completing 50 years can however continue to have the risk of life cover up 55 years subject to payment of premium. Only Rs 330 has to be paid per annum. Rs 2 lacs will be provided in case of death for any reason.


Atal Pension Bima Yojana (APY):

This scheme is a Government of India scheme, which is administered by the Pension Fund Regulatory and Development Authority. The scheme will be commenced from June 1st. This scheme is for the age group between 18 to 40 and is open to all bank account holders who are not members of any statutory social security scheme.

Sanjay Kumar Rao, Subbarao, Narendranath, Gururaj Rao, Mohan Kumar and others were also present on the occasion.

  

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Comment on this article

  • praveen, mangalore

    Fri, May 08 2015

    I already joined PMSBY which is good for rs 12 which I feel every INDIAN should join..other one is a term insurance but rate of 330 is not very low for an average 40 year old which is like market rate. third one I m not eligible for as I have epf.

    DisAgree [2] Agree [4] Reply Report Abuse

  • yogesh, mumbai

    Fri, May 08 2015

    Hope the banks don't go bankrupt as after saala mela, saala manna of janna. Chaaiwaala does not know banking - zero balance "Tann-tann a/c" has caused huge operating cost burden on banks!

    DisAgree [12] Agree [13] Reply Report Abuse

  • Parag, Mulki

    Fri, May 08 2015

    'Banks' are now heading towards a right direction. All are following instructions of Shri Modiji as even seen in 'Swacha Bharat'. Nobody will disagree if things are good to the society.

    DisAgree [9] Agree [11] Reply Report Abuse

  • Dev, Mangalore

    Fri, May 08 2015

    The first scheme & the second scheme look same with the second somewhat diluted as far as age & premium.
    The third one will exclude any person above a certain age.
    They need to clarify if all the 3 schemes can be availed by same person & is not restricted to only below poverty line people.
    A Health Insurance scheme with payment of Rs.330/- instead of the second scheme would have been better.
    A Pension Fund for physical disabilities or persons with special needs above the age 18 years needs to be implemented as they are unable to work on their own, unlike able bodied widows or unmarried women who are paid by some State Governments. In European & western countries they are looked after by state, India is still lagging in welfare of disabled.
    Hope these schemes last the present government's term & future governments will continue the welfare of society along with development.

    DisAgree [4] Agree [19] Reply Report Abuse

  • vellano1, Mumbai

    Fri, May 08 2015

    sir, when anyway you dont trust Modi and his views/actions, why go for this at all? just think it is a JUMLAA and ignore it! let 31% of the people only use it! vhe vhe vhe ..Hope seculars keep themselves out of this and go for Siddaramayya schemes! I know you would have enjoyed if this was exclusively for some secular communities like shaadi bhagya, haj bhagya etc! :)

    DisAgree [19] Agree [14] Reply Report Abuse

  • Dev, Mangalore

    Fri, May 08 2015

    According to you he is PM of 31% & his schemes are for communal vhe vhe vhes only!
    He is not doing any favor to anybody by announcing this schemes as we are citizens of India who pay taxes to both center & state & we have every right to question & get clarification from both the governments.
    Nobody asked your suggestion or advice what to do or what not to do.
    Keep your jokes for yourself & keep your extra intelligent Modi Blindness for yourself.
    Segregation is Hitler's Legacy most probably inherited by blind bhakths.

    DisAgree [13] Agree [16] Reply Report Abuse

  • SM, Bangalore

    Thu, May 07 2015

    Term Social Security copied by Modi from the US.
    Modi copied Obama's weekly Radio Address, Obama's Made in America slogan, Obama's Vote for America and God bless America and more.

    Social Security(in the US) a federal insurance program that provides benefits to retired people and those who are unemployed or disabled.

    DisAgree [19] Agree [13] Reply Report Abuse

  • vellano1, Mumbai

    Fri, May 08 2015

    is this all you can come with your HOTTE KICCHU? social security is same no matter where you are living and all election campaign end up in the same way, finally!...

    just see how it benefits you! this country is not US. and in US you wont even get a insurance plan for just worth 2 dimes, or 12 rs to be precise! and neither US has so many people or neither they have so many poor and unorganised sector worker!

    people used to die during congress rule too.. no one got money for that.. thats the difference! just see how as a secular you can benefit from this! I am sure, your kinds will be first open this schemes..vhe vhe vhe

    DisAgree [14] Agree [19] Reply Report Abuse

  • Ashwin, Mangalore

    Fri, May 08 2015

    So? If he can copy all the good things from America, all the best to him, wish him the best, may he become PM many times :)

    DisAgree [16] Agree [15] Reply Report Abuse

  • Karthik karkera , Mangalore

    Thu, May 07 2015

    Great initiative by our PM Modi, happy to see it being implemented people should make the best use of these social security schemes especially the poor and underprivileged

    DisAgree [13] Agree [20] Reply Report Abuse

  • jeevan, mangalore

    Thu, May 07 2015

    JAI HO HINDU NATIONALIST LEADER MODIJI..

    DisAgree [36] Agree [31] Reply Report Abuse


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