Bangalore, Nov 12 (IANS): State-run Canara Bank posted Rs.626-crore for the second quarter (July-Sep) for this fiscal (2013-14), a decline of 5.3 percent year-on-year (YoY) from Rs.661 crore in the same period year ago due to higher provisioning against bad loans.

"Total income, however, increased 13 percent YoY to Rs.10,428 crore during the quarter under review (Q2), from Rs.9,204 crore in like period a year ago," the bank said in a statement here.

Similarly, operating profit rose 11 percent to Rs.1,425 crore from Rs.1,282 crore a year ago.

"Provisioning against advances and outstanding loans has gone up to Rs.674 crore from Rs.421 crore a year ago but less than Rs.916 crore made in the first quarter (April-June) of this fiscal," the statement said.

Gross non-performing assets (NPA) shot up 33 percent YoY to Rs.7,475 crore from Rs.5,610 crore and net NPA 41 percent to Rs.6,459 crore from Rs.4,569 crore a year ago.

As a result, percentage of gross NPA to gross advances was higher at 2.64 as against 2.58 and net NPAs to net advances was up 2.3 as against 2.12 a year ago.