Congratulations

Dr Manohar Vincent Serrao

 
Principal and Associate Professor,
St Aloysius Evening College 

Mangalore has been awarded the Ph D degree by University of Manipal on his thesis “Impact 

of Financial Inclusion Policy-A Study on the Socio-Economic Status of Rural and Urban 

Households" . His Research Guide was Prof. Aloysius H. Sequeira, Dept. of Humanities, Social 

Sciences and Management, NITK, Surathkal, Mangalore. 

Wishes from

 Family and Friends.

Dr. Manohar : 91 9448482817